[Gost]

Recently got an email from my insurance company for a program called the Drivewise program. They send you a device that you plug into a ODBII port and it records the miles you drive per day, the speed, and events such as hard braking hard cornering etc, and wireless uploads the data to the insurance company. They claim they can give you discounts on your premium rates if you enroll in this program and have safe driving habbits, though some of the restrictions are a little deep. I live in NYC and usually stay out at nights, not even to party but just out with friends until 4-5AM. It says you will receive a greater discount for not driving between the hours of 11PM-5AM. (WTF?).

At first I thought this was a good idea to reduce my rates, but then I saw some of the restrictions and terms. They may use the information in a legal dispute, and 3rd parties will have access to the information whether you life it or not. Some of the other terms made it start to seem like it was entering the realm of privacy invasion.. Was wondering if anyone had any experience with this before I started plugging this adapter in.