Quote:
Originally Posted by Foobar
Dustin - I suspect the 4K is in your financing paperwork and it was an honest mistake of them not getting the check from you at time of signing (poor process control on their part, but it happens, especially if it was after closing late at night and the cashier was already done for the day).
Since you no longer have the 4K on hand, I would explain to them that you no longer have it since you had assumed it was all done with 500 down, and that you'd like to re-do the financing such that the additional 4K is added in to the amount being financed. This will, of course, raise your payments, but there's not much you can do about that at this point unless you suddenly come up with the 4K.
Word of advice for future financial transactions: never offer up a position with the caveat of "I can if I have to, but I'd rather not." Either you will or you won't, because if you say you can, you can bet your ass they'll take it as an affirmative.
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never show money to a dealer,if you are unsure you want to pay it! having cash is almost counter productive,because the dealer actually gets a "kickback" from the financial institution,so it's in their interests to ''finance"
the vehicle.