Quote:
Originally Posted by wiNkZzZ
I would love to buy it outright, but I dont have that kind of money lol (wish I did) I'm 24 years old and i was given an insurance quote of 415 a month. Is that right because that's ridiculous!?
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My mom still lives in NY (Long Island) and she said her premiums went up when she went to renew. They said it was because of the hurricane.
You've got a few things going against you. One, you live in the Bronx. Two, you're 24. Lastly, I'm assuming you've never had insurance in the past.
When I first got my own coverage when I was 21 I was paying about $320 a month for full coverage on my Acura. I'm now 24 and with a better insurance company and I pay a little more than that every 6 months on that car. My FR-S is just over $500 every 6 months iirc.
Driving record, insurance history, credit history, residence, age, type of car, and mileage per year play a role in your premiums. Shop around for insurance to get the best rate. But at the amount you were quoted per month, I'd suggest waiting until you're 25 or getting a pos old car to drive for a while so you will pay less when you eventually get the FR-S.
Sent from my Nexus 4