Quote:
Originally Posted by LIKEABOSS
You might get a pass if it's your first one. Who's your insurance provider?
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dont always assume that.
there are certain criteria that most insurance companies have before an accident surcharge (for example: like accident forgiveness) can be waived.
in most states they look at;
-prior driving record for last 3-5 years (are there any other incidents -at fault or not?)
-length of time insured with your insurance companies. most companies dont offer or you dont become eligible for accident forgives until your 5 full years with the company and even with 5 full years of tenure it doesnt guarantee that accident forgiveness will apply...
-is accident forgiveness available in your state or at your insurance company?
most if not all rear end accidents are 100% for the driver that rear- ends the other vehicle. because in most cases they will say that you were following too closely, driving faster than safe speed, tailgating, were not aware of your surroundings, distracted... etc (the list goes on, and police or highway reports will be used to match against the stories of each of the parties involved.)
accidents do happen we are human...