Quote:
Originally Posted by doctortt
I'm not trying to take your comment personally, but I have no intention to make anyone feel embarrassed. Some people are open to share this info and some don't - that's fine. I just want to get a ballpark figure of the interest rate. My experience tells me that when I go to a dealer, I have to be well prepared of knowing what's out there and what I can possibiliy get, period.
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Rather than asking people from every geographical area from every demographic, go around to local banks, credit unions, check online quotes, or pick up the phone and call representatives, etc.
You'll find much more value in looking at what
local rates are available to
you given your own personal circumstances.
And yes, there have been threads like this before. It just gets old real quick. Obviously you want to be well-informed, but are you going to tell the dealer finance rep. that someone across the country got X rate and you have no idea how old they are, what their credit score is, or anything about them, but you want that rate too...?