Quote:
Originally Posted by Calum
Start as soon as you can, it takes years to build a good credit rating. You don't want to try to get a mortgage and find out your interest rate is going to be crappy because you don't have enough credit history.
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Yea, this sucks ass...I want a CapitalOne Cash Rewards card so bad for "general purchases", but you need excellent credit >_< Wanted to get a card with a 100 cash back for spending 500 in the first 90 days before getting a bunch of clothes and watch haha.
Thank god though, the Bank of America Student CashRewards is hands down the best card that *anyone* can get, 1.1% cash reward (when deposited to BoA checking/savings accounts), double on groceries triple on gas, 100 cash back for spending 500 in the first 90 days.