Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community - FT86CLUB - View Single Post - Impulse Bought My BRZ, Buy a New One Next Year to Lower Payment?

Achpoques · 01-05-2013, 09:52 AM

Long story short, I bought my BRZ out of impulse last May after seeing it in person. I had an Argento Manual FR-S ordered with no features, and was expecting $380/month for 60 months with nothing down.

However, 2 weeks before delivery, the local Subaru dealer got an Automatic DGM BRZ Permium in and I was sold at sight. Because I always like darker cars, I immediately considered regretting the Argento. It had dealer installed Fog Lights, Deck Lid Spoiler, Homelink Auto-Dim Mirror and Bumper Applique.

Because I had nothing down, I ended up at $535.33/month for 72 months...at the time, it was a "whatever, I'll rework my budget". I have failed in this regard.

Now I've been thinking I wish I would've gotten the manual (not for price, but because manual).

Would I be smart getting a new manual BRZ with no options, pay off whatever the difference of what I owe is AND put down enough to finance $20,000 out the door around July 2013?

That would be ~350/month for 60 months and I wouldn't be under. Is this a smart financial move?

TL;DR - Cut my losses this year and lower my payment with another new BRZ?

01-05-2013, 09:52 AM	#1
Achpoques Member Join Date: May 2012 Drives: 2013 DGM BRZ Location: Fort Wayne, IN Posts: 89 Thanks: 2 Thanked 25 Times in 17 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Impulse Bought My BRZ, Buy a New One Next Year to Lower Payment? Long story short, I bought my BRZ out of impulse last May after seeing it in person. I had an Argento Manual FR-S ordered with no features, and was expecting $380/month for 60 months with nothing down. However, 2 weeks before delivery, the local Subaru dealer got an Automatic DGM BRZ Permium in and I was sold at sight. Because I always like darker cars, I immediately considered regretting the Argento. It had dealer installed Fog Lights, Deck Lid Spoiler, Homelink Auto-Dim Mirror and Bumper Applique. Because I had nothing down, I ended up at $535.33/month for 72 months...at the time, it was a "whatever, I'll rework my budget". I have failed in this regard. Now I've been thinking I wish I would've gotten the manual (not for price, but because manual). Would I be smart getting a new manual BRZ with no options, pay off whatever the difference of what I owe is AND put down enough to finance $20,000 out the door around July 2013? That would be ~350/month for 60 months and I wouldn't be under. Is this a smart financial move? TL;DR - Cut my losses this year and lower my payment with another new BRZ?