Quote:
Originally Posted by ttknf
Not at fault accidents shouldn't affect premiums (unless your insurance company is ripping you off). Sometimes premiums go up at renewal periods for other reasons - change in age, change in local demographics affecting underwriting groups, but the biggest reason for non-accident related increase is people raping insurance companies under liability claims (like the guy that got $22K, 40% of which went to his attorney). Personal injury attorneys are the biggest reason for overall premium increases.
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i didnt thing it should either but in nj it does. every company i quoted at the time gave me the same addon for 3 yrs until it was erased