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It might be helpful to know that this type of damage would be covered by the comprehensive section of your automobile policy. I don't know what the cost to repair would be or what your deductible is but I just want to be sure you know that almost any and all accidental damage, other than collision, is covered. Also, a comprehensive claim against your auto policy should not have any impact on your premium. If you have any doubts, double check with your agent.
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