Quote:
Originally Posted by MiguelAE86
True, but the car will be under my dad's name (will be 41 at the time and has great driving record) and i will simply be under the insurance as an "occasional/case of emergencies driver" plus i'll be 17 most likely 18 at the time, so, it wont be as bad as you said, but thank you, 2+2 will be somewhat cheaper!  |
Well.. it would depend on your individual condition on your household. Let's see, even if the car is owned by your Dad, if the number of drivers in your household is the same or less than the number of cars, one of the car will be solely driven by you. Ex, let's say your family has two cars, driven by your parents right now. And your dad gets another one for you when FR-S comes out, and you being the third driver in this household with 3 cars, you cannot be the occasional driver anymore. The insurance company knows that you will be driving the car most of the time, and thus charge you more premium on that.
BTW, being 17 or 18 is no different from being 16. Anyone younger than 25, or has less than 3 to 5 years (I guess) of insurance history (you can have a license but not insure in any car for a period of time) will probably get dinged by the insurance premium.
So I think if it becomes that your dad really like this car and exchange his current ride with this, and so you can drive occasionally (being a 2 cars 3 drivers case), you might be able to save some insurance $$$.