[Dave-ROR]

Originally Posted by bofa

I don't think I'll make anything on it... it really depends on if these used car values hold up. If anything I might walk away with a couple grand as the amortization catches up with the value - but it would go towards the TTT of any new car and maybe a few bolt ons.

"Affording" the car isn't really part of my consideration. If I bought what I could afford I'd be shopping the M3 range (hopefully that doesn't come across snooty - because that's not me, its just where my budget is). However I do have some other things I would like to do in the next few years so I'm not shopping the top of my range. If I bought something around $25k my payment would be a couple hundred less than the Z. NADA clean retail on the Z now is around 21k, a few less for trade in of course.

Geeez. Snob!

J/K :P

I have this mental block on any car payment above around $500, so I never do. The most I've spent on a new car was the S2K, which would have been paid off in about 2.75 years but I sold it before then. I will never shop at the top of my budget, just too risky in the current economy. Hell, I might just take 401k money out considering how horrible the market is doing, at least I'll gain money instead of losing :P If the market turns around I'll get a car loan for the FR-S and pay off 401k loan :P Credit union will do so, they've done it before on cars I bought in cash and wanted cash back to reinvest in higher interest investments.

Anyways, if you come out positive, and like the FR-S more, do it. If it's negative, don't do it!

For me, the only car I owe money on right now is the Accord EXL I bought for my parents, and I just owe 3k on that, so I'll likely pay it off before the FR-S even comes out. Most likely I'll be replacing my parents other car around the same time the FR-S comes out so I'll likely go from 0 car loans to 2