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yes this is the sensible approach! if ya gotta use 20k of your own money,in my view ,it's not worth it!..not in this suck f**k economy! i know some people are gonna hate me for this,but once ya get used to the car, and how it drives,it will be, "ahhh so what!" after awhile,and you will probably wish ya had that 20 "large" back! .remember the real reason why we buy cars in the first place,and that is to get us somewhere!..with what
vehicles cost today,ya really have to look at the car as long lasting,practical,and economical transportation!..just sayin'
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