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Old 10-14-2012, 04:40 AM   #122
lazyluka
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Join Date: Nov 2011
Drives: GT86
Location: New Zealand
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Hopefully we find out more about this story from people involved. Luckily the passengers are fine. As a driver I always want to insure my passengers will be safe, so I am glad to see that this was the case here.


A bit off topic, but...

It's funny how most of you are complaining about insurance going up. It seems it's alot different in the states than it is here in NZ, but from my experience here the insurance rates depend on your driving history and your own history alone.

I am actually getting this car for cheap insurance rates. Well, technically they won't be cheaper but they will be a better deal. Here is what I mean:

Previous costs/current quotes in NZD:
-$2K Rustbucket/first car (owned) = ~$1000 a year for full insurance with current discount factored in
-$5K Toyota Trueno BRZ (owned)= ~$1000 a year for full insurance with no claims discount
-$13K Honda Integra Type R (current)= ~$1000 same as above
-$40K Honda S2000 (quote, was thinking this instead of 86) = same as above
-$47K GT86 (New GT86 price here) = same as above
Just for laughs I tried:
-$60K BMW = same as above.

It seems the only difference here is sometimes the insurance company will say no if they don't want to insure you, but from my observations the amount I am paying has always been the same. So I thought, damn, if I have to pay this much for insurance, I may as well get a brand new car.

But yeah, I can see it hard getting insurance here after a few of these have been crashed here.... Shouldn't affect me too much as I would have already had my insurance approved
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