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It was the cop that said they dont cover the damage but i called them and they said they will cover it. and for the pressing charges part i think the guy lives in my neighborhood because he was behind on my street when I pulled out and he passed me later after he cut me off, he almost hit me so I wailed my horn at him, and I continued following him because he was going in the same direction I was heading too and after 5 more miles he got out at the stop sign and starting kicking my car and asking why I was following him.
You don't want to press charges againnst looney's that live near you, they will hunt you down and shoot you.
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