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I have to disagree with the "get a cheap used car" plan for a youth. In my younger years I used my money to buy nice cars and play with them. I had the time of my life, made friends I will never forget and have memories that I cherish.
It is a time where I had nor real obligations or responsibilities other that taking care of myself. I used that time to do things that are much harder to justify when you have a home and a family to provide for.
I also hate when people say you should save all your money when you are young so you can retire early. I would rather travel and do fun things when I am young instead of old.
I've played with fun cars since I could drive, traveled the US and still have money in the bank, a house and a 401k.
You don't have to live miserably in your youth to enjoy life later if you are smart.
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