You should wait IMO. I'm almost 27, and this was my first new car. Theres def better value in used cars, and tbh you're always better off waiting a year or 2 after a new model is released so they can work out the kinks (just take a look at the CEL issues, deck popping, etc). Not gonna say dont get it if you REALLY want it, but you'll get better value if you wait. Also 5 years at that interest rate is a lot of money to be giving away... I plan to pay my car off in 1-2 years at most, I hated the idea of financing, but i didn't want to be cash poor as i'm also saving for a wedding