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Toyota and Subaru both have crappy paint, but you're gonna get chips no matter what. The only brand new car I've ever had was earlier this year, a 2012 Audi S4 which I leased as an Audi sales rep for a 6 month term. After 3 months and 6,000 miles even it had 3 paint chips in the front bumper, which were noticeable considering the bumper itself is black under the Ibis White paint. So even cars with really good paint are subject to damage.
As far as the yellowing thing, I'm not a clear bra installer nor am I any expert on the subject, but the only time I saw a yellowed clear bra on a car was on a 996 Porsche, which if I had to guess was probably done when the car was new, or in the late-90's/early 2000's. I sold a 2006 BMW X3, one owner car, earlier this year that had a clear bra installed (likely when new) and it still looked perfect. With proper care I think you're much better off doing the clear bra then just waiting for paint to get effed up. If it yellows or swirls, get it done again.
Dealer cost for me to get a car done with 3M Ventureshield was about $300, so these $1,000+ estimates have got to be pure profit. I'd rather just buy the materials and do it myself.
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Current: 2005 Porsche 911 Carrera S 6MT
Previous: 2 BRZ's, 997 C2S, C5 RS6, C4 S6, B8 S4, GDB STi, S30 240Z, FC3S RX-7 TII, AW11/SW20 MR2, E30 318is/325i, etc.
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