Thread: Down Payment?
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Old 09-07-2012, 11:03 PM   #50
Zaggeron
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Quote:
Originally Posted by Splat View Post
I do not think you need to be discussing how much you individually put down on a public forum. The general idea here: Put down however much you have that 1-leaves you at least 6months of living expenses in bank 2- ensures you can make your monthly payment without going without basic items 3- You do not see a place to put the extra cash that will generate 5% return(GOOD LUCK ON THIS ONE), over the life of the car loan.
Now if you have credit cards, and you have an outstanding balance of over 5k, skip the car and get it after you have no credit card debt.
Good advice! In general, figure all that stuff out before you hit the showroom. Know how much you want to put down and how much you are willing to pay for the car and negotiate the OTD price of the car.

Just my $.02
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