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Bro, dont kill yourself financially. This coming from a 26yo who worked for everything from ground up.
In short, your camry will work unil the wheels fall off. Waiting has its benefits as well like toyota taking out the first year kinks from the car (see my story or many others in the warranty section), also with not being upside down in your camry, you can sell it privately and get a better deal rather than trade it at the stealership.
Choice is yours...I do agree with whaap tho!
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