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My recommendation, and please don't take this the wrong way, is that you go down to the dealer with someone who understands the process and cancel your agreement with them.
I am afraid that if you go by yourself you will say the wrong thing or agree to an inflated price and a loan you can't afford. Actually, from the little I know I can almost guarantee you'll agree to something you shouldn't if you go in unsupervised.
-Justin
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