[Synack]

My dad; who is a General Sales Manager, just told me this:

1. If you have signed the contract and driven the vehicle off the lot AFTER signing;
you're screwed.

OR

2. If you have signed the contract and have called your insurance and put insurance on the vehicle, you're screwed.

Otherwise:
DO NOT PUT INSURANCE ON THE VEHICLE

Call the dealership and cancel the contract, let them know that you have not taken delivery and there is no insurance on the vehicle, which means the contract is not valid yet. You might have to go into the dealership to handle all of this.

If you have placed insurance on the vehicle:
You can still cancel all of the extra stuff like warranty, etc. Just walk in and tell them. They will try all day long to bully you. If they do not budge then ask for the General Sales Manager and talk to him.

You have 30 days after signing to cancel the contract if there is no insurance and the car hasn't left the dealership.

******
Worst case scenario: you have insurance on the vehicle already but you can still remove ALL extra options as long as you tell them before 30 days.

If the General Sales Manager does not comply, tell them you're getting your lawyer.

If you have already put insurance on the car and have already driven the car off the lot, you are completely 100% screwed.