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Originally Posted by Sall
first good to hear your daughter,you and the frs are okay.excuse my ignorance but why does this affects your insurance rates and driving record if it wasnt your fault ?
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For some asinine reason, car insurance companies think that even though you are not at fault, you don't drive defensively enough and you were involved in an accident, therefore you're more prone to accidents. They expect you to avoid accidents with unreasonable expectations.