Quote:
Originally Posted by FirestormFRS
I had a similar experiance and mine was covered under comp. Collision is always an "at fault" claim. Comprehensive covers anything else that is out of you control. A flying tire is comprehensive and object in the road that is not moving is collision.
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If your car is parked legally and someone strikes it and leaves the scene without identifying themselves, that is a collision claim under your policy but it should not be an "at fault" loss. If it is you should consider changing insurance companies.