Man, sorry for your troubles. It may not make you feel any better, but here's what's going on with your insurance company.
It's not an uninsured motorist claim because it was a hit and run. You need an identified driver before you can make an uninsured motorist claim. (And it's likely that your uninsured motorist coverage is for bodily injury, anyway). Hit and runs are collision claims.
It's not a comprehensive claim because you collided with an object. In general, if your car is moving, it's a collision claim. (Hitting an animal is the only common exception I know of.) Usually comprehensvie claims don't affect your rates. (
A good guide.)
If you file a claim under your collision coverage, your insurance company won't pay a dime until your deductible is met.
Even if the claim is more than $1,000, make sure the amount is worth the risk to your rates. You don't want to file a $500 claim and get $1,500 surcharge in return. (Most states have a threshold of some kind.)
The insurance company wrote the rules and calculated your rate based on those rules; you can get coverage that pays at very low deductibles and in almost all circumstances, but it would cost more than you want to pay.
That doesn't mean you won't save money shopping around. But the rules for claims are pretty much the same at every company.
Frustrating, I know. I'm no fan of the system either.