Quote:
Originally Posted by FBaxteR-S
And many stores have a policy that if payment was via a credit card they will only issue refunds to that credit card. How is this situation any different?
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+1
I cancelled my GAP Insurance about a month into my FRS because I realized I put money down and it wasn't necessary to have. However, they wouldn't cut me the check, they would only send it to Toyota for my payoff. Per the contracts most people sign, the accessories, warranty, and such are all included on the final buyers order, which is your contract for the loan company. Therefore, if you remove something that was financed, I think it's completely fine to send the money back to them, beacuse they fronted the upfront cost, and you shouldn't get the money back. Just my thoughts, like most are saying, you now owe less on the car and will be paying less interest.