Quote:
Originally Posted by Lelandjt
Time to really commit and drop your insurance down to state minimum liability*, and turn off traction control. Come on, you're a good driver, aren't you?
*I pay less than $500/year to insure my T150 and the BRZ.
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Minimum liability?
That would be $15K property damage in my state. Too much risk for me. Have you seen the price of even an average car these days, much less a luxury vehicle? Hell, good luck buying a used car for $15K these days. Guess who is liable for the difference.
Better get good dashcams too, cause you may end up in a situation where it wasn't your fault, but there are no witnesses to corroborate your story and the other person claims it's your fault, and the insurance companies decide you both share liability..
And its not like people aren't sue happy..
They are called accidents for a reason, I've been driving nearly 40 years now, and have a clean record, but not willing to take that kind of risk in today's world..