[bcj]

Civic S - Water pump froze up and broke the timing belt that was driving it. Bent valves.

Typically, an automotive timing chain is running in the engine interior oil bath.
That's a very benign environment for them as long as you change the oil.

Bicycle and motorcycle drive chains are usually out in the dust and grit that requires they be replaced periodically.

There have been timing chain recalls for BMW, Audi, Nissan, Chevy and MINI.
Most of those have been due to cost cutting and under specification in design.