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I don't know about your '22 but my '13 has been (almost) problem free for 240,000 miles. I'm old too just not as old as you and I've done all the maintenance myself. I just changed out the TOB for the forth time. The only real problem I've had.
The only times I've taken it to the dealer they screwed it up. The first time was for a free oil change. How do you screw that up? Easy. All you do is double gasket the oil filter, start up the engine and spray oil all over a brand new engine bay. Took them 3 hours to clean up and it still smelled for a week.
The second and last time I took it to the dealer was for the valve spring recall. I don't even want to think about that debacle.
If your car is anywhere near as reliable as mine then and extended warranty is a complete waste of money. They usually are.
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