Quote:
Originally Posted by Tcoat
You did not answer my question.
Define need.
We were not talking about some extra gap insurance but under or “self” insuring.
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Thought you would understand my point but guess not. The definition of "need" in this context is an entirely subjective analysis and different for every person.
Of course, in some instances insurance is required by some third party (bank, government) - but that's not "need."