BTW, on the subject of insurance, I heard a funny story yesterday from a guy who was admiring my car while it was getting tinted. He said he just lost his 2003 S2k. He had some work done and he was driving it and he lost a cylinder and, having to get home, he drove it harder until the engine blew and caught on fire. He then said he got a good insurance settlement given the current resale values for S2ks. He claimed he was driving it hard because he knew the engine was done and he wanted it to catch on fire. Whether that is true or not, I don't know. But it was smart (even if only by accident).
To be clear, I am not advocating insurance fraud. However, if you blow your engine while out of warranty, it wouldn't hurt to be so surprised that you accidentally swerve and total it at the same time (but be very careful when you "accidentally" crash).