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What kind of mods are we talking? Anything and everything? Is this limited to the dealer/ TRD catalog of overpriced stuff?
You're original post was attempting to avoid specific details to protect something, and it started throwing red flags just trying to understand the outcome.
If any mods from anywhere, I'd go the financial mod route. Take the cash equivalent, and squirrel it away in a moderate rate CD for a number of years. Then I'd use whatever recurring intrest accrues and I'd burn the money on whatever hobby suits me at the time.
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"The time you enjoy wasting is not wasted time"
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