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Old 08-01-2012, 09:25 AM   #78
Dadhawk
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Quote:
Originally Posted by FRSCoupe View Post
so if SUCH a new car gets totalled you get like 80% of the value back? That's not enough to get a replacement vehicle right.. altho I never buy gap insurance.

You would get "full value" but they typically total a car at somewhere around 80% of that value for multiple reasons, one being that they can get back the other 20% from scrapping out the car typically.

Also, I believe gap insurance covers your loan (the gap between car value and what you owe) and has nothing to do with the car.
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