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It is possible marital status affected your rate; however, still quote new policies with different providers. It is wise to do this every few years, but also make sure to compare what is covered. That way you don't save $200 per renewal just to have basically no coverage. Often it does not make sense to stay with one auto insurance provider for a long period of time.
I had Progressive from the time I got my license until my late 20s. They raised my renewal by about 15% with no reason. When I called to ask why, they said they were doing that for everyone. I ended up calling AAA to get comparison quotes from different providers using my driving history, including Progressive, just to see what they were. Progressive was still the highest quote I got back, but it was less than half what they were currently charging me. I ended up going with a local company with good rep for identical coverage at about 35% of what I was paying. I don't think this is typical, but it did help me to learn my lesson.
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