Quote:
Originally Posted by Dadhawk
Unless your Dad plans to cover the debt, your Mom is giving you the right advise. IMHO. Think of it this way, what happens if you, for some reason besides being a slacker, you fail out 2/3rds of the way through? How you going to pay the debt then? You can't bankrupt it. It will be nothing but a drag. What good does it if the degree gets you and little extra money in your first job if it all goes to the bank?
I'm not sure what field you are in, but very few fields really matter where you got your education, except maybe your first job. Hell, look at the medical field, very few come from the "elite schools", but we all call them Dr. and they all get the big checks. Heck, a good percentage of them came from schools that you've never heard of, that aren't in this country.
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For point A, yeah exactly. Plus if for some odd reason (even if you can't foresee it now) if you wind up choosing to do something different, then you may not be as capable of ever paying it off. I know of people (and I'm sure you do as well, @
HaXx) who went through university, graduated, and then wound up doing something else and/or struggled to find a job.
For point B, not sure how it works with PT but with Computer Science it's amazing how many people think you have to go to Stanford, MIT, Caltech, CMU, etc.) but in the end it's just the amount of work you put in. I ended up at the top tier of regular IT companies (they call them FAANG for Facebook, Apple, Amazon, Netflix, Google) but went to a shitty state school.
So just some food for thought.