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Originally Posted by why?
All your ideas are backwards. Coupling insurance to your job is absolutely a bad thing. However it happened because government thought it would be cool to limit how much someone could earn in the 70's, and yet you want to add one terrible idea on top of another. So instead of allowing government to destroy something else, how about let's eliminate the actual problem, which is government?
You know what the most popular option in countries with single payer healthcare? Private health insurance. That alone tells you they are all failures.
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You say all my ideas are backwards then agree that coupling insurance to your job is bad...???
Private insurance doesn't fix a problem. Here is the problem: I don't have insurance, but go to the ER, and I don't pay my bill. What should happen? Option 1 is you don't let me in without insurance, but what if I am a trauma patient and my wallet is lost in my car or left at home, or I am found unconscious at the grocery store. We can't deny access for emergency care based on a need to immediately prove adequate insurance coverage or an ability to pay back the bill. Ok 2, so if someone doesn't pay then we will send them to jail or take their possessions or have them file bankruptcy. Well, this isn't far off. The number one reason for bankruptcy is medical bills. Meanwhile, the hospital just raises the premiums for private insurance anyways, so whether it is through taxation or through higher premiums, someone is paying for someone else, except in the latter case, it is far more because there isn't a mandate via taxation for everyone to contribute something.
What about those pesky regulations that government uses to regulate the insurance industry? Should we throw out those too like laws against denying people insurance or raising their premiums to astronomical levels because they have a preexisting condition or because they are older?
Did you know government healthcare has the highest customer satisfaction out of all insurance providers?
https://news.gallup.com/poll/186527/...satisfied.aspx
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Originally Posted by why?
Averages lie. Especially when someone can earn tens of billions of dollars. There is a massive difference between people that go to school for an actual useful stem degree, and those that go to school for a totally useless non stem degree.
College tuition is insane, specifically because they are evil. There is a direct relationship between the amount of government money given out and the vast increase in college tuition. The further colleges move towards being in bed with leftists, the more government money they get, the more they brainwash people into foolish leftist slavery.
I'd absolutely go for free college tuition if it was packaged with fiscally responsible government, a reduction in government by 75%, making it illegal to steal from taxpayers and give to anyone at all for any reason at all, and removing the patently evil income tax and property tax. Let's actually go back to the system the Founders created, they knew a hell of a lot more than anyone living today does. Jefferson wanted free college tuition for everyone, but he also wanted a government that didn't feel its citizens were property, like we have now.
The biggest issue we all have is we view these things as problems, the people that created the system see it as working exactly as designed. They are the Founders worst nightmares, and the Founders were sure the citizens would never allow this to happen.
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I already said that the average person makes more money, so it doesn't matter if someone is making six or seven figures and someone is using their college education as a stay at home parent to better develop their child and will never have a paycheck, THE AVERAGE person makes more money, which is a gain to our economy in higher GDP, more production, less dependency on government assistance, less incidence of going to jail/prison, higher taxes going back into the government, etc. Yes, some pay for more than others, just like with insurance, where some use the system more than others, or with taxes in general, how some pay more than others and some reap more of the benefits than others.
Prices for tuition are much better controlled when college is free and the government sets a standard for reimbursement. Currently, a student takes out government loans and private loans for college, and prices keep going up because people will just take out more loans, and unfortunately, it is the private colleges which typically use private loans that most often are defaulted on.
In a system with no government regulations or support, someone either has the money or doesn't for school, and school is expensive because it isn't federally supported with loans, nor is it state funded, so all we have is private schools with large tuition. This greatly limits who can get into school because only those families and individuals who can pay for college go. But I forgot...we have no regulations. I suppose then students will just find a way to get into school, even if it means taking out private student loans, and then they will just default on the loans and declare bankruptcy and not have to pay their loans. They could do that because we would be getting rid of government regulations, specifically the one saying student loans can't be written off from bankruptcy. I guess we are back to free college.