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Originally Posted by Irace86.2.0
People don't actually mean free healthcare. It obviously comes from taxation, but it is free at the time of use. I frankly would prefer a single payer option like medicare with a private supplement plan like most people have for what is not covered by medicare. The larger insurance pool will keep costs down.
Coupling healthcare with employment is the biggest bad idea. People lose their job, get fired, get laid off, or whatever like during this pandemic then they lose their insurance. If they change employers then they change their insurance, and possibly, their doctor. If their employer changes carriers then they could possibly lose access to the network their doctor is on. If someone wants to go to school or if they want to change jobs then this often means losing their insurance, even temporarily. It is actually a barrier for advancement. I know of people who were offered a per diem position at a higher wage/posiont, but it was without full healthcare benefits, and they didn't want to take a chance of going without insurance until a full time position opened up.
Currently, those that don't have insurance just go to the emergency room and don't pay the bill. Hospitals rely on private insurance to make up the cost for any shortcomings for anyone without insurance or with substandard insurance, which is why premiums continue to go up and up. The inefficiency of people using the ER instead of using doctor's offices and having preventative screenings are one reason why the US pays more for healthcare, but has worse outcomes. We pay high pharmaceutical costs, and for-profit insurance has larger margins here too. We could do better.
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All your ideas are backwards. Coupling insurance to your job is absolutely a bad thing. However it happened because government thought it would be cool to limit how much someone could earn in the 70's, and yet you want to add one terrible idea on top of another. So instead of allowing government to destroy something else, how about let's eliminate the actual problem, which is government?
You know what the most popular option in countries with single payer healthcare? Private health insurance. That alone tells you they are all failures.
Quote:
Originally Posted by Irace86.2.0
It is primarily paid for by the person going to school, even in a system where tuition is "free". On average, people make more money when they go to college:
So somewhere between $750k to $1 million. Even if that income was modestly taxed at 10% then that is an extra $75-100k in taxes paid. If that income was taxed at 20% then that is an extra $150-200k in taxes. Unless tuition for public school was really expensive, the person will pay back their debt to society in taxes and then some. They will also be more productive member of society and a more educated member of society. They are less likely to take from social welfare systems, and they are more likely to contribute back to society with voting, with philanthropy, while not getting into trouble with the law, etc.
The solution that other countries have come up with is to provide free college. Tuition is going up while wages are dropping, so it has never been harder for people to afford to go to school. The widens the income gap, as the rich continue to send their kids to school. In other countries, if you don't go to college prep middle school and college prep high school then you don't go to public university, which is entirely merit based. Private and trade schools might still have some financial aid, grants or support, but the have tuition.
The idea behind forgiving college tuition isn't a free handout. It is a stimulus for the economy for one, and it is a way to free up people's earnings to go towards other things. That college payment could go towards a new car, or it could help someone pay off their credit cards, or it could be used for a down payment on a home, or whatever. Instead of money getting funneled to a few banks, the money can be freed up to be moved back into the economy and unsaddle students with debt, which typically delays buying a car, home, getting married, moving out, etc.
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Averages lie. Especially when someone can earn tens of billions of dollars. There is a massive difference between people that go to school for an actual useful stem degree, and those that go to school for a totally useless non stem degree.
College tuition is insane, specifically because they are evil. There is a direct relationship between the amount of government money given out and the vast increase in college tuition. The further colleges move towards being in bed with leftists, the more government money they get, the more they brainwash people into foolish leftist slavery.
I'd absolutely go for free college tuition if it was packaged with fiscally responsible government, a reduction in government by 75%, making it illegal to steal from taxpayers and give to anyone at all for any reason at all, and removing the patently evil income tax and property tax. Let's actually go back to the system the Founders created, they knew a hell of a lot more than anyone living today does. Jefferson wanted free college tuition for everyone, but he also wanted a government that didn't feel its citizens were property, like we have now.
The biggest issue we all have is we view these things as problems, the people that created the system see it as working exactly as designed. They are the Founders worst nightmares, and the Founders were sure the citizens would never allow this to happen.