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The best insurance is to stay on top of your maintenance and prep and drive the car on the track with the mindset that you need to drive it home. You may leave a couple of seconds on the table however you lower the risk by a huge amount. Doing HPDE is all about fun and learning to be a better driver and not an exercise in beating the sh#t out of your car.
There’s this stigma that once you enter a track that the car automatically becomes unreliable. The AAA program is a good backup though. Running with a good track day organization will get you a safe environment so just get out there and enjoy yourself.
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