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I track, autocross, rallyx, and daily my FR-S. Just under 110k on it right now. Every time I've done a track day I've also gotten track insurance.
If you're able to walk away from a wreck and get another car for a DD in time that it won't interrupt your daily life, then keep on doin' it.
If not, which I'm guessing is the case for most people, I'd highly recommend that you have track insurance for every DE/TT day you do.
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"Shark_Bait88, the man who’s spent the most money modding his stock FR-S and it’s still stock." -@jdnguyen
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