Quote:
Originally Posted by AnUnusedUsername
The other party's insurance covered the entire claim under the other driver's policy. Since I wasn't filing a claim to my insurance, it made absolutely no difference what my policy did or did not cover.
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Right. As it should be.
It makes no sense for my insurance company to pursue the other company for me.
Seems to just make it more complicated. You go after your
own insurance company (potentially ruining your relationship with them), and then they go after the other insurance company.
It turns a 2-party situation into a 3-party situation.