Quote:
Originally Posted by p1l0t
Except he is filing the claim with the other insurance and ultimately it doesn't matter either way.
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Ah but it does. They will refer him back to his insurance to pay for the customized parts.
It's happened many many times included to several people that I personally know. Now some got lucky, others didn't. Generally it falls in line with who the insurance provider is.. ABC Insurance Co is far less likely to cover anything they don't need to than Allstate is.
Hell Geico tried to only pay me 20% of damages for an accident where their insured was drunk and ran a red light. Their logic was that I hit his rear axle so he was "mostly through the intersection so had the right of way". They lost that fight but generally they will try to fight anything that increases their cost.
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-Dave
Track cars: 2013 Scion FRS, 1998 Acura Integra Type-R, 1993 Honda Civic Hatchback
DD: 2005 Acura TSX
Tow: 2022 F-450
Toys: 2001 Chevrolet Corvette Z06, 1993 Toyota MR2 Turbo, 1994 Toyota MR2 Turbo, 1991 Mitsubishi Galant VR-4
Parts: 2015 Subaru BRZ Limited, 2005 Acura TSX
Projects: 2013 Subaru BRZ Limited track car build
FS: 2004 GMC Sierra 2500 LT CCSB 8.1/Allison with 99k miles