Quote:
Originally Posted by ElijahF
Haha, Dave Ramsey is pretty extreme. One thing he says that I disagree with is never needing to use credit, but you can't build a credit score without any credit, which is kinda important? 
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i don't agree with a lot of things he says. but for me, i've chosen to look at the reasons for the extremes he gives.
it also didn't help that an ex-girlfriend signed us up for the classes when i wasn't making enough to cover my most basic teenager expenses like gas and insurance... it was infuriating to go through the class about saving money, when i still had to consider myself lucky to be living with my parents rent-free...