Quote:
Originally Posted by juniorrr
1) I don't do ANYTHING for anyone.. I just love building cars and I have since I was younger and I'll continue to do it til the day I die lol. This widebody is for me.. for all the hard work i've put at work and at school.
2) I CAN Afford just buying it all in cash with the install and paint if I wanted to. Why does everyone assume that just because i want to build my credit a little bit more on car parts that all of a sudden I'm broke??? Dude i have a good amount saved up in my bank account and could do this build 4 times over if I wanted and im not BULLSHITTING or just blowing smoke here.
3) Building cars is my hobby and mostly what I buy aside from computer stuff I suppose so its in my best interest to raise my credit in this way since I dont spend it anywhere else.
4) Yes I understand the boost isn't alot but from the beginning i kept implying that If i could raise it up a lil more with 0% interest that is definitely the BEST option possible and only on those terms will I do it.
5) I understand where your coming from dude I get it... But im keeping this car probably for as long as I can or until its totaled lol. It was my first car and I plan to continue building it even after the engine dies. I have alot of big things planned for this car once I graduate as a Mechanical Engineer.
6) I just asked one simple questions and everyone is blowing it out of proportion.. assuming things left and right.. the internet is a stupid place lol.  |
You keep saying this, but you're ignoring the intelligent advice to just be using a credit card for all purchases if your actual goal is improving your credit score. Like I said before, we get about $1000/year back in cash back just for buying whatever we'd be buying anyway by using our CC's for pretty much everything we can.
Taking out multiple short term loans can hurt more than it'll help because you're having another hard hit credit check done every time you get a new one. A long standing credit card doesn't have the same downfall, and using it and paying it off in full helps more.