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Old 01-16-2020, 02:46 PM   #18
HaXx
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if you are doing this to build credit, go to a bank and talk to someone about a personal loan. that way you can open that line of credit, buy the wheels in full with the banks money, and pay the bank back over time, with a low interest rate.

when i buy wheels, i use a credit card so i can get that $~2-$3k of credit, and pay it off in the first month from my debit account.

believe it or not, the best way to build your credit is to charge ~30% of your limit and pay it the first month. they dont like to see you maxing out your cards. it would seem to make more sense to max out your card every month and pay it off every month, but thats not whats best for building credit
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