|
You should be able to look up taxes in your state. In Texas, it is 6.25%. Google vehicle sales tax for your state. You can ask about other dealer fees, and if they can't explain it, ask them to take it off, if you are prepared to walk away. In Texas, you can't avoid title and license fees, but they are peanuts. Look out for "advertising group fee" or "reconditioning fee" or something similar. I would tell them to take it off.
You also need to decide if you want to buy a warranty or not. You can shop for a warranty online and know what they cost IF you want it. My experience is that the extended warranties are not worth it. Others will see it otherwise.
3% apr is great for a used car. Credit unions are usually a good place to look for car loans, but I would take 3% and run with it.
Sent from my SM-T800 using Tapatalk
|