[Spacemane969]

I just did a number on my own fender (contact with a concrete lighting pole barrier). I have one shop that I trust to do the repair work, but I'm floating the idea of just replacing the fender myself and having them only do the painting. Would the insurance generally write me a personal check which I would then pay the body shop, or would they require a body shop to do the quote and then pay them directly? Am I able to pick the shop of my choice in this situation since it's personal damage?

Thanks