Hub centric is convenience factor for mounting the wheel, the studs/lugs take ALL the load on every modern car.
https://949racing.com/Hub_Centering_Ring_FAQ.aspx
I've had a 5mm slip on spacer on my car for like three years, over 30k miles, arp studs and gorilla lugs, torque properly, don't slide the wheel on the threads of the studs and life should be golden. This reminds me that I should spend some time cleaning my studs next time I swap wheels.