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Originally Posted by mav1178
Sorry OP, you need to figure this out yourself.
If you can lose $9000 at a casino you can afford to pay the other person back, especially since you are at fault. The more people try to run from valid insurance claims, the more it impacts the rest of us via rate increases down the road.
If you only have $100 in your bank account, where did the $9000 come from? A loan shark? If it's not your money to lose then you have larger issues that none of us can offer meaningful advice on.
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This ^
Quote:
Originally Posted by mav1178
All this info is really helpful if OP was living in Australia like you.
But as mentioned already with others, the US is not like other places. Each state has their own requirement for insurance minimums, so having a "I have this type of insurance" conversation when you don't live in the same area as the person asking the question is pointless.
Plus, $2000 AUD a year? should we bring in exchange rates and make this a bigger mess of a conversation?
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If you don't live in EXACTLY the same area, have EXACTLY the same driving record, Are EXACTLY the same age and sex, have EXACTLY the same credit rating, etc. In fact unless you are exactly the same person comparing rates is meaningless at best and totally deceiving at worst.
I have had my rates drop by $200 a year just by moving a block away into a "different" zone.