Quote:
Originally Posted by mitama
Thank you for the gracious advice.
One thing I am considering is that I don't have any asset nor any balance over $1000 in my bank account.
One lawyer told me that they are not even collecting debts when the person at fault doesn't have any asset.
Should I appeal this to the insurance company to waive or reduce the amount?
Is there any tip that I can make the situation better?
And.. should I wait for another letter since this is the first letter?
|
Once they have a judgement they can collect themselves or sell it to a collection agency. They can do things like put a stipend on your wages or tax returns, put a lien on your car, etc. Will they? Maybe not. But before a judgement you may have some control to the circumstances.
Talk to your insurance. Contact your county bar association for a consult. Usually you can speak to a lawyer to get brief advice for under $100 for a 30-60 minute consult. While there are some knowledgeable people here it is still a random group of people on the internet and nothing can replace solid legal advice. I would not speak to the other party's insurance until I had done these at least.