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solution....never park ^^
seriously though, there isn't going to be a way around this besides parking as far away from people as often as you can and getting a dashcam. Either way, having 4 insurance claims for bumps is pretty extreme..how close do you keep your bumper to the parking line? with the twins' smaller proportions, you should have plenty of room around you in most parking spots in the US especially in front and behind you..bumpers aren't the problem for me, it is the jerks who open their doors without any regard for surrounding cars...
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