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Old 07-29-2019, 11:28 AM   #3
Tcoat
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I think there is little doubt that he is the one that hit you but proving it may be a different matter.
It should be a comprehensive claim that would not impact your premium but you may want to check that out before making a claim. That repair will be well over most deductibles so paying out of pocket may be expensive. If you go the out of pocket way when you get quotes make sure they understand that you are paying not the insurance company since it is usually much cheaper.
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